Hmmm....My thoughts only-Regulators will help get rid of Ponzi style exchanges. Most don't know that whenever a USD is used to purchase instruments, that they must follow rules. While I like the idea of getting out of banking system...still need them to convert to the currency of choice in order to create value. XRP overseas news is great. Not worried about coinbase addition because it seems that they focus on cryptos that are still regarded by governments as associated with terrorism. Kraken is just as good if not better only because of more crypto choices. I love the idea of signals. Still digging deeper into XRP/Ripple. I fully expect the private Ripple labs to go public in a year or two.