Aditya Birla Capital Ltd – Powering Up for a Breakout Above ₹250

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📈Technical Analysis

Crucial Resistance Zone: Since 2017 listing at ₹250–255, this level has repeatedly acted as major resistance throughout 2024–25.

Recent Pullback: After reaching ₹248 recently, stock remains locked under this key zone.

Breakout Prerequisite: For a genuine bullish move, the ₹250–255 resistance must be cleared with strong volume and retested successfully as support, confirmed by bullish candlestick patterns.

No Breakout = No Rally: Unless the zone flips to support, further gains are unlikely and a correction may occur.

💰Q4 FY24 Key Financial Highlights (vs Q3 FY24 & Q4 FY23)
  • Total Income: ₹12,214 Cr (vs ₹9,381 Cr; ₹10,780 Cr)
  • Total Expenses: ₹8,419 Cr (vs ₹5,876 Cr; ₹7,182 Cr)
  • Total Operating Profits: ₹3,795 Cr (vs ₹3,505 Cr; ₹3,598 Cr)
  • Profit Before Tax: ₹1,361 Cr (vs ₹1,030 Cr; ₹1,606 Cr)
  • Profit After Tax: ₹886 Cr (vs ₹724 Cr; ₹1,288 Cr)
  • Diluted Normalized EPS: ₹3.32 (vs ₹2.72; ₹4.79)

    📌Q4 FY24 delivered healthy sequential growth, though YoY profit dipped — a result of higher expenses and one-off gains in the base quarter.

    🔍Fundamental InsightsRevenue Growth: Consolidated income rose ~13–14% YoY to ₹12,214 Cr

    Profit Adjusted: FY24 PAT (excluding one-offs) increased ~6% YoY to ₹865–886 Cr .

    Lending Portfolio: Combined NBFC + HFC loans grew ~27% YoY to ₹1.57 L Cr

    AUM & Premiums Up: Total AUM ₹5.11 L Cr (+17% YoY) and life/health premiums ₹25,579 Cr (+22% YoY)

    Distribution Expansion: 1,623+ branches; digital platforms (ABCD, Udyog Plus) gaining traction

    Fundraising Plans: Board approved NCD issuance up to ₹1.65 L Cr → expands financial flexibility

    📌Conclusion
    Aditya Birla Capital shows solid sequential performance, strong loan book and AUM growth, and expanding distribution reach. Technically, everything hinges on the ₹250–255 zone:

    ✅Breakout & Retest with volume → bullish scenario

    ⚠️Failure to hold → likely consolidation or pullback

    Watching closely!

    Disclaimer:lnkd.in/gJJDnvn2

Penafian

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