Ripple has a significant speed advantage over bitcoin , making it more attractive to mainstream firms like MoneyGram. A typical transaction on the XRP network takes between two to three seconds. A bitcoin transaction can take nearly an hour!
MoneyGram said in a statement: "XRP remains the most efficient digital asset for payments with transaction fees at just fractions of a penny, compared to bitcoin fees of about $30 per transaction.
If moneygram sign a contrat with ripple to reduce the fees and transaction time that means that the concurrent as ( western union, worldRemit, UAE Exchange ...) will do the same .
In my point of view XRP will stagnate during few weeks before to takeoff again